Differences Between Venture Capital and Angel Investors

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By: Matthew Deutsch

Venture capital firms are different from angel investors in that they have raised capital from a number of high net worth individuals with the intent to make investments on their behalf into promising start up companies and expanding businesses so that they can ultimately take the business public via an IPO or sell the business for a substantial earnings multiple . There is not a single business that does not face any type of specific business risk that should be addressed within your business plan. You should showcase, within your business plan, how you'll deal with an economic recession as it relates to remaining profitable and cash flow positive. The primary difference between angel investors and venture capital firms is that these individuals tend to live in areas where there are a number of other high net worth individuals. In some instances, you may be able to finance your business through credit card receivables if you're already in operation as an alternative to expensive equity capital financing.

Angel investors usually have a net worth of $500,000 to $1,000,000 although this number may be higher in selected metropolitan areas. It should be noted that venture capital firms will typically take 30 days to 60 days to make a decision as it relates to the capital that you need. Most angel investors are prepared to make their investment decision within two weeks of receiving your proposal. In any document that is specific for a angel investor or venture capital firm should have appropriate disclosures as it relates to the risks associated with business which should be drafted by an attorney. When you're developing your business plan for an angel investor or venture capital firm, it is extremely important that you dismiss your emotions in the product or services that you is that you sell.

We recommend that you have your attorney present during your first meeting in order to make sure that the individual is a legitimate investor or venture capital firm that is willing to make a significant investment into your business. It should also be noted that there are firms out there that can introduce you to angel investors or syndicated individual investment groups when you are seeking private equity capital.

The primary difference between an angel investor and a venture capital firm is the amount of capital that they are willing to provide you with as it relates to making an equity investment into your firm. As such, if you are seeking les than $5,000,000 then it may be in your better interest to work with an angel investor rather than a large scale investment firm.

Author Resource:->??Angel Investor List Download. No Registration Required! Free Business Plan Template Included!

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Source: http://www.articlesarsenal.com/Art/395203/24/Differences-Between-Venture-Capital-and-Angel-Investors.html

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James injured in No. 9 Oregon's 43-15 win over Cal

Oregon running back LaMichael James leaves the field with a brace on his right arm after being injured during the second half of an NCAA college football game against California in Eugene, Ore., Thursday, Oct. 6, 2011. (AP Photo/Don Ryan)

Oregon running back LaMichael James leaves the field with a brace on his right arm after being injured during the second half of an NCAA college football game against California in Eugene, Ore., Thursday, Oct. 6, 2011. (AP Photo/Don Ryan)

Oregon Ducks running back LaMichael James (21) injures his elbow in the 4th quarter as The University of Oregon faces the University of California Berkeley at Autzen Stadium Thursday Oct. 6, 2011. James ran for 239 yards and a touchdown before he was carted off the field as Oregon beat California 43-15. (AP Photo/Bruce Ely - The Oregonian)

Oregon running back LaMichael James (21) heads downfield during the first half of their NCAA football game in Eugene, Ore., Thursday, Oct. 6, 2011. James ran for 239 yards and a touchdown before he was carted off the field in the second half with an arm injury. Oregon won 43-15.(AP Photo/Don Ryan)

Oregon running back LaMichael James, left, evades California defender D.J. Holt during the first half of their NCAA football game in Eugene, Ore., Thursday, Oct. 6, 2011. James ran for 239 yards and a touchdown before he was carted off the field in the second half with an arm injury. Oregon won 43-15. (AP Photo/Don Ryan)

Oregon head football coach Chip Kelly, right, and others help LaMichael James off the field after he injured his right arm during the second half of their NCAA football game against California in Eugene, Ore., Thursday, Oct. 6, 2011. James ran for 239 yards and a touchdown before he was carted off the field as Oregon beat California 43-15.(AP Photo/Don Ryan)

(AP) ? When Oregon running back LaMichael James hit the turf early in the fourth quarter against California, he knew right away his right elbow was dislocated.

So he took a painful but effective course of action.

"I panicked," he said. "It was out so I popped it back in real quick."

The nation's leading rusher had his arm in a sling after the No. 9 Ducks' 43-15 victory over Cal on Thursday night. He said X-rays showed the elbow wasn't broken.

James had to be carted off the field after the gruesome-looking injury that came on Oregon's fourth unanswered touchdown drive of the second half.

He would not speculate on whether he'll play next Saturday against No. 22 Arizona State.

"We're gonna wait and see," he said. "We have the best trainers in the country and I'm sure they are going to get on it ASAP and I'll be there four times a day so I can get on that field."

Before he went down, James ran for 239 yards and a touchdown for the Ducks (4-1, 2-0 Pac-12). True freshman De'Anthony Thomas caught a pair of touchdown passes and ran for another score.

Giorgio Tavecchio made three field goals ? including a career-best 54-yarder ? for Cal (3-2, 0-2), which led 15-14 at the half but couldn't sustain its momentum against the country's top scoring offense.

"They scored. We kicked field goals," said Golden Bears receiver Keenan Allen, who caught nine passes for 170 yards and a score.

James, a Heisman Trophy finalist last season, has run for at least 200 yards in his last three games, something no Ducks player had done before. He went into the game with an average of 153 yards per game, best in the nation. He had 166 by halftime against Cal.

Cal took a 3-0 lead on Tavecchio's 27-yard field goal on the first series of the game, but James answered with a 53-yard dash for a score and the Ducks looked to be taking off. It was James' third touchdown run of 50 or more yards this season.

Tavecchio added another field goal, this time a 38-yarder, to make it 7-6. A rain storm moved in over Autzen and slowed play a bit, but Oregon extended its lead on Thomas' 17-yard touchdown run late in the first quarter.

Tavecchio's 54-yard field goal cut it to 14-9.

Although it looked as though James might have been injured early in the second quarter when he was slow to get up from a hit and went to the sideline holding the back of his right thigh, he returned and had a 39-yard run, which put him over 4,000 for his career. He's the sixth player in conference history to reach that milestone.

After the Bears stopped Oregon on a fourth down on their own 41, quarterback Zach Maynard led an efficient march capped by his 12-yard touchdown pass to Allen that gave Cal a 15-14 lead.

Tavecchio attempted a 40-yard field goal before the end of the first half, but it was blocked.

Oregon quickly regained the lead after the half with Darron Thomas' 23-yard pass to De'Anthony Thomas. The Ducks extended it on Kenjon Barner's 68-yard touchdown run and Darron Thomas' completed pass to De'Anthony Thomas for the 2-point conversion.

Darron Thomas hit De'Anthony Thomas again with a 21-yard touchdown before James was injured on a fourth-quarter drive capped by Darron Thomas' 3-yard scoring pass to Lavasier Tuinei.

Darron Thomas completed 13 of 25 passes for 198 yards and three touchdowns.

Maynard finished 20 of 41 for 218 yards and a score.

Cal cornerback Marc Anthony was in street clothes after he appeared to injure his arm in the first half. The Bears would not confirm the injury.

Both Cal and Oregon were coming off of byes. The Ducks beat Arizona 56-31 in their last outing, while the Bears came up short against Washington, 31-23, when the Huskies stopped the final drive on fourth down at the 2.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2011-10-07-FBC-T25-California-Oregon/id-c357dbfa65d44dabbe2722f62940b3a6

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SC proposes dos, don'ts for Karachi


ISLAMABAD - The Supreme Court on Thursday directed the Sindh government to constitute a high-level committee with the Sindh High Court chief justice as its head to ensure that law enforcement agencies take indiscriminate action against all those involved in unrest and violence in Karachi. The court also called for political parties to end ties with criminal gangs.
Chief Justice Iftikhar Muhammad Chaudhry passed the order while announcing a 156-page judgment in the Karachi killings case. A five-judge bench had taken suo moto notice of the matter on August 24, when terrorists target-killed more than 300 people in a single month, spreading a general sense of insecurity in the city of 20 million.
The bench reserved its verdict on September 16 after recording statements of all concerned. Thursday?s judgment said that the proposed committee be assisted by the chief secretary, the heads of the security agencies i.e. para-military forces and Inspector General of Police. The chief justice of SHC shall convene the meeting at least once a month to review the implementation of this judgment, and a copy of the proceedings shall be transmitted to the Registrar of apex court for appropriate orders by the bench at a later stage, if need be.
Justices Anwar Zaheer Jamali, Sarmad Jalal Osmany, Amir Hani Muslim and Ghulam Rabbani are other members of the bench that heard the case in Karachi for three weeks. Because of the rather prolonged presence of the bench there, killings in the cosmopolitan city drastically went down and many criminals were either arrested or they went into hiding.
The curiosity of the people can be gauged from the fact that the opposition parliamentarians wrapped up their sit-in before the Presidency to be able to reach their homes or offices at the earliest possible and hear the verdict live on their TVs. Many believed that it could change the political atmosphere in the country.
In the judgment, the bench observed that there are criminals who have succeeded in making their ways into political parties, both that are part of the government or are out of it. Such people, it said, were getting political and financial support allegedly from such parties. Therefore, the political parties should denounce their affiliation with them in the interest of the country and democratic setup and should not allow them to use their names as militant outfits of the political parties. ?Failure to do so may entail consequences of a penal nature against the party or person responsible, whether in office or not.?
According the judgment the DG Rangers candidly conceded that bhatta (extortion) is a normal practice and criminals are collecting bhatta (extortion money), which, every day, runs into at least Rs10 million and it is being charged from an ordinary shopkeeper, rehriwala (push-cart peddler) to the top businessman by criminals who have got the backing of the political parties.
The Special Branch report says that chanda/bhatta is being collected invariably by the persons who claim their association with ANP, MQM, PPP, Jamat-e-Islami, Sunni Tehrik, etc. Besides, activists of the organisations banned under the Anti-Terrorism Act, 1997, are also indulging in such activities.
The court observed that violence in Karachi this year and in the past is not ethnic alone but is also a turf war between different groups having economic, socio-politico interest to strengthen their position/aggrandisement, based on the phenomenon of tit-for- tat with political, moral and financial support or endorsement of the political parties.
The court said in the verdict that an application was lodged wherein documents were filed to establish allegations against the sovereignty of Pakistan attributing to Altaf Hussain, leader of MQM along with two CDs. Yet another application had been filed for summoning Dr Zulfiqar Mirza, former Home Minister, Government of Sindh, who according to him, had sworn on Holy Quran against MQM.
?We have pointed out to the learned counsel that he should have filed affidavit of Dr Zulfiqar Mirza and also brought to his notice that instant proceedings are not adversarial but inquisitorial, which have been initiated in the public interest. However, the issue being raised by him is of important nature SMC 16/2011 ETC. 96 and if he too considers it so, he can adopt the proper course for the redressal of his grievance in accordance with law. We have also pointed out that by the time it is established that Dr Zulfiqar Mirza?s statement in the newspapers has not been controverted (contradicted) by anyone, therefore, the same will be presumed to have been accepted as it is held in the case of Dr Mobashir Hussan v. Federation of Pakistan (PLD 2010 SC 265).?
It declared that recent violence in Karachi represents unimaginable brutalities, bloodshed, kidnapping and throwing away dead bodies and torsos in bags; as illustration, indicating toll of 306 lives in one month; detection of torture cells video of which has been produced; receiving bhatta to strengthen the ranks of one group against the other; grabbing land; drug mafia etc., destroying moveable and immovable properties of the citizens, establishes that the fundamental rights of the citizens enshrined in Articles 9,14,15,18 and 24 of the Constitution have not been protected/enforced by the provincial government. The court noted that the federal government has also not protected Sindh province against internal disturbance, thus the provincial government on this account, too, failed to carry out functions in accordance with the Article 148 (3) of the Constitution.
?We apprehend that any further failure to protect the lives and property of the citizens is likely to cause unprecedented disaster, therefore, all efforts should be made to avoid the same in the interest of the nation and country.?
It observed that in respect of banning any political party, including MQM, against whom all the interveners mostly had voiced complaints is not within domain of the Court at this stage as in terms of Article 17(2) of the Constitution every citizen, not being in the service of Pakistan, shall have the right to form or be a member of a political party, subject to any reasonable restrictions imposed by law in the interest of the sovereignty or integrity of Pakistan and it is the responsibility of the Federal Government to act under Article 17 for action against any party violating this Article.
?The Court will only review such issue at any other appropriate stage or proceeding if then necessary to determine whether the actions of any party are directly or indirectly prejudicial to the sovereignty or integrity of Pakistan within the meaning of the Article.?
The court observed that no doubt the fear of reporting to some extent is due to a lack of confidence in the administration and the police but that confidence will have to be revived for the mutual benefit of all. It is for the government to revive that confidence by not using the administration and the police for political or private ends.
It is now the bounden duty of the government to continue with this status and not deflect the administration to its own benefit in preference to the citizen. ?The Police must also be cleansed of unmerited appointments. We intend to keep an eye on this process and will respond to any genuine complaint.?
It stated that to come out of instant grave situation of law and order in Karachi, police force, being principal law enforcing agency, has to be de-politicised and strengthened so that they could, with full commitment, dedication, zeal and zest, perform their bounden duty.
The morale of the police is low. Even honest policemen are demoralised. They are caught between the devil and the deep sea. They are conscious of the fact that so many policemen who took part in the operations of 1992 and 1996 have disappeared or have been eliminated.
The court further observed that to avoid political polarisation and to break the cycle of ethnic strife and turf war, boundaries of administrative units like police stations, revenue estates, etc., ought to be altered so that the members of different communities may live together in peace and harmony, instead of allowing various groups to claim that particular areas belong to them and declaring certain areas as NO GO Areas under their fearful influence. Therefore in view of relevant laws, delimitation of different constituencies has also to be undertaken with the same object and purpose, particularly to make Karachi, a peaceful city in the near future. The Election Commission of Pakistan may also initiate the process on its own in this behalf.
The court directed that equal chances should be provided to different communities of Karachi to participate in economic and commercial activities instead of confining the same to different political groups on the basis of parochial, racial, tribal, sectarian, partisan and provincial prejudices.
It observed that Karachi is full of arms and ammunition of prohibited and non-prohibited bores including licensed and illicit, therefore, Karachi has to be cleansed from all kinds of weapons by adhering to the laws available on the subject, and if need be, by promulgating new legislation.
It further said there is a need for a fresh comprehensive law to eliminate and punish land grabbers and encroachers, as this is one of the Karachi?s greatest problems. It is the duty of both governments to formulate such law and initiate it in the appropriate assembly; and thereafter to implement it fully without showing any favour or immunity to any person whether a political favourite, ally or for any other personal or party consideration.
The court reiterated that monitoring of the criminal cases should take place in view of the observations made in the case of Sheikh Liaqat Hussain (supra). Besides, the appointments of the Presiding Officers of the Anti-Terrorism Courts should also not be delayed for any reason, as we experienced during the hearing of the case that those appointments were delayed for a period of nearly two years.
?We observe that since 1310 innocent citizens lost their lives, while a good number of people were injured and many lost their valuable property during the current year therefore, provincial government/executive should constitute a Commission to assess their losses and on its recommendation, compensation must be paid to the sufferers without partisan consideration.?
?We direct that there must be no ?No Go Areas? at all in Karachi, and if any is found or credibly reported to the court the police or the Rangers, required by the provincial government, shall take strong and decisive action to eliminate it.?
The verdict said the police and Rangers are expected to conduct the ongoing operation across the board without showing any favour to any one and without being influenced from any quarter, be it political or otherwise. In case they are asked to obey any illegal orders, or to show leniency to any criminal, it will be their duty to bring it to the notice of the Court and appropriate orders will be passed accordingly.
The court directed that an independent and a depoliticised investigation agency be deputed to conduct investigation of cases fairly, honestly and without being influenced in any manner. Similarly, the prosecution agency comprising competent prosecutors and the Provincial Government/Executive must provide protection to the witnesses so that they may depose against the perpetrators of crimes without any fear, enabling the courts to decide cases against them in accordance with law.
The prosecutors, particularly for the Anti-Terrorism Courts should be appointed in a highly transparent manner according to the Constitution and the law.
The Director General NADRA and the Inspector General Police, Sindh, are ordered to set up a special joint cell with specialised officials and experts along with sufficient manpower to establish several teams to visit on the spot and identify illegal foreigners so that they may be dealt with strictly in accordance with law after a proper hearing and opportunity to present proof of their citizenship. They should attempt to conclude this exercise preferably in one year.
The bench further directed that the IGP shall collect the record and facts about the disappearance or elimination of all police and other officials who took part in the Karachi operations of 1992 and 1996 or were witnesses in ethnic or related crimes and present a report to the Court within the next one month. It should also be mentioned whether their families were compensated or not.
The provincial government shall place on record of the Court copies of all judicial inquiries instituted in the matter of law and order in Karachi since 1985. These shall be retained for perusal and for any necessary action or appraisal of the situation at any time in the future, the court directed.
The court observed that the Provincial Government/Executive shall ensure smooth running of economic and commercial activities and take necessary steps that the protection is provided against uncalled for and illegal shutter down and strikes to the businessmen.
Due to illegal strikes and shutter down calls, the normal life of citizens of Karachi is paralysed, and it causes loss of billions of rupees in a day, therefore, it is observed that the Government and the political parties shall evolve a respectable way out to avoid such a situation in future.
The court in view of the arguments disposed of suo motu proceedings as well as Constitution Petition No. 61 of 2011 under Article 184(3) with the saying of James Bryce that ?Our country is not the only thing to which we owe our allegiance. It is also owed to justice and to humanity. Patriotism consists not in waving the flag, but in striving that our country shall be righteous as well as strongly.?
Staff Reporter from Lahore adds: PPP?s central secretary information Qamar Zaman Kaira has appreciated the Supreme Court verdict on Karachi situation, saying that PPP-led government will implement the decision in accordance with law and the Constitution.
Talking to TheNation, Kaira said government?s legal experts were busy examining the court decision in detail to implement the same. A close aide to President Zardari, Senator Babar Awan, however, told a news channel that he was yet to read the detailed judgement, and will be in a position to comment over it only when he had gone through the entire text.

Source: http://feedproxy.google.com/~r/pakistan-news-newspaper-daily-english-online/today-headlines/~3/r_XG_q1h5W0/SC-proposes-dos-donts-for-Karachi

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Nutrition in Adoption and Foster Care | Homes4Good

I recently received a posting from Empowered To Connect that reminded me of the importance of nutrition in adoption and foster care. When we bring children into our homes, they may have experience a significant level of trauma around food. They may have experienced significant deprivation. They may have preferences for things that we do not eat. They may react by refusing to eat, by overeating, or by hoarding food. These issues can become areas of concern and conflict as we try to provide health diets for our children.

In addition, much of the food that is currently available in our area of the country may not do a good job of providing children with healthy nourishment. I am reading more and more about food additives and Genetically Modified Foods that makes me concerned about food that I previously believed to be healthy. I want all our children to have good quality food that will nourish their body and mind. I want to find food sources that will help adults to maintain a healthy weight and full energy.

The following website http://adoptionnutrition.org/ will provide you with information about healthy nutrition for adoptive and foster children. These children may have special nutritional needs based on the way they were fed during early childhood. The website has a good deal of information that is focused on international adoption, but there is plenty of good information for those of us who are involved in domestic foster care and adoption.

Dr. Karyn Purvis, PhD, has created a video clip on the Empowered to Connect Website, called "Engaging Food Battles with Connection in Mind." This video clip addresses some of the emotional issues around food and ways that parents can better understand their children's food issues. http://empoweredtoconnect.org/engaging-food-battles-with-connection-in-m...

Developing healthy eating patterns is a crucial part of becoming a healthy adult. Please take some time to view Dr. Purvis' presentation and to checkout the adoption nutrition website.

If you would like to have training credit for this blog, please create a menu for potential use in your home that would provide sound nutrition for your family. If you are experiencing challenges in getting your child to develop healthy eating patterns, please share some of your concerns with your family case manager. I look forward to seeing your menu plan and a paragraph about eating issues in children that you are or have parented. My email address is lforsyth@homes4good.org

Source: http://homes4good.org/?q=node/5462

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Marriage & Relationships, Not Just A Night Of A Lifetime

How To Be Wanted For a Lifetime of Nights and Not Just a Night of a Lifetime. How single men and women, as well as married couples, can find love, keep love, and make the love and romance in their life and relationships last a lifetime.

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Ultimate Secrets to Winning Matches | Oval Egg Articles

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The goal is obviously to win when you are playing tennis, after all who really steps out onto the court with the goal of losing a match? If you are like most typical players you need all the help you can get to win some games because you may find yourself up against a player who seems to cream you the split second you serve the ball and has you feeling as if there is no way possible for you to really stand a chance at winning. Yet a few strategies can help you really ensure that you can win, but they all involve paying attention to your opponent so it will require you to watch your opponent and study how they play.

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Your first step is obviously going to be serving the ball successfully. If you cannot serve the ball successfully you are going to start out continuously behind and find the entire process rather frustrating. However, if you are able to serve the ball successfully you will be starting off on a very good footing. If you think that your serve is weak then always practice it continuously until you get the power, speed and accuracy for your serve that you want.

Your next step should be learning how to play from the baseline. This is a strategy that is mostly seen in professional tennis but think about it ? if it works for the professionals then it should work for you as well! Ensure that you always hit the ball deep so that you have plenty of time to return to your baseline with each hit, if you are hitting the ball shallow, you are going to be losing precious moments that would give you the upper hand when it is your turn to return the serve.

The next goal that you should have is watching your opponent. Most players tend to have a specific way that they always hit the ball. If you watch and discover what this is, you will be able to start anticipating the movements and actions of your opponent before they even occur. This can be a huge help to you, but it will involve a lot of practice to fine tune this skill. Once you have mastered the skill though, you can expect to see the number of games that you are winning improve.

You also want to ensure that your opponent is hitting as many balls as possible, especially in the beginning. You may be curious about why this matters; after all, if they miss you score a point. Nevertheless, consider if they are managing to hit all of your shots that they are likely running around their end of the court like a mad person. After a little while, this is going to get incredibly tiring. You want your opponent to start getting tired in order to take advantage of them. If they are fully alert and energetic, they are going to be more likely to watch you and how you are playing. If they are tired, they are not going to be as concerned with watching you and instead focus on the ball, or anything else that catches their eye.

Just as you are studying the playing style of your opponent, they are probably studying you. This means you cannot serve the ball the exact same way each time, you cannot return the ball the exact same way each time and you cannot play the same way for all of your games. Someone will be using the same strategy as you and they will tear you up on the court if you do this. Instead, you need to ensure that you are shaking things up at times. Pull out a new serve technique, try to hit the ball shallow when you usually go deep or even just move around the court a bit. This will allow you to really throw your opponent off so that they cannot read you quite as easily as you are trying to read them. Remember, it is a sport and winning is a great feeling.

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